Penerapan Hukum Islam Terhadap Proses Transaksi di Perbankan Syari’ah

Abstract

The existence of Islamic banking in Indonesia, beginning with the initiative of the Indonesian Ulema Council (MUI), which organized a bank and banking interest workshop in Cisarua, Bogor on 18-20 August 1990. The results of the workshop were later discussed in more depth at the IV MUI National Conference which took place at the Syahid Jaya Hotel Jakarta, held on August 22-25, 1990. The results of the IV MUI National Conference produced the first sharia banking product in the State of Indonesia, namely Bank Muamalat Indonesia, which would later became the forerunner to the development of banking in accordance with Islamic sharia. The development of Islamic banks in Indonesia at the time of its establishment did not yet have a patent law, but in the reform era, a law was made as a basic foundation for developing its wings in Indonesian land as contained in Law No. 10 of 1988. Sharia Banking is an alternative that is able to improve the economic system in developing countries, because in the system developed in Sharia banking there is no interest system.